Dis-"Credit"Able Financial Institutions

One of my friends who just recently started her own business is having the devil of a time getting a loan to fund her operations. The banks, who did not care about credit worthiness when making those billions of dollars worth of sub-prime loans, and who bought those three letter securities, now do not want to lend money despite taking billions from the Treasury/Fed. Instead, they would rather give the money to their executives as bonuses.

The country has a long painful road ahead, just because the landscape is littered with such crooked unethical behavior.